We continue to live up to our name by being a great steward for the community. We do this in several ways. First, we live up to the original definition of being a steward by managing another’s property or finances in a conservative and trustworthy manner. Second, through our sustained growth, we have had the opportunity to give back significantly to the communities served through our unique Tithing Program.

Founded on the principles of stewardship, the concept comprises four basic fundamentals: ownership, responsibility, accountability and reward. The Bank has maintained those basic tenets since our origin. Particularly regarding “reward,” our bank tithes 10% of our annual earnings to organizations attending to the physical, emotional and spiritual needs of others, locally and abroad, including inner-city missions, educational programs for youth, caring home environments for the elderly and spreading the Gospel. Since our inception, we have given back over $11.2 million.

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Established in 1985, our bank has been operating as a full-service commercial bank, fulfilling the financial needs of both business and individual customers. Today, we have branches in 12 New Jersey locations: Hawthorne, Midland Park, Montville, Morristown, North Haledon, Pequannock, Ridgewood, Waldwick, Wayne (two locations), Westwood and Wyckoff. The bank’s headquarters is in Midland Park and our CEO, Paul Van Ostenbridge, has been with ASB since day one.

We offer financial solutions to complement our full line of commercial lending services. For example, we introduced a new Small Business Administration (SBA) Program in 2018, which is a value-added lending solution for small businesses that do not meet traditional lending requirements. The benefit of the program is mainly to assist customers ranging from new entrepreneurs, veterans or third-generation business owners with affordable lending opportunities. We recognize that customers want a bank that can provide this kind of variety of customized options in addition to understanding that one size does not fit all.

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As for technology in this new world of banking, we offer an array of e-services for individual and business customers, making financial accessibility available on a 24-hour daily basis. "In addition to outstanding personal service, we have invested in technology that makes it easier and convenient for customers to conduct their personal and business banking. We offer everything -- all the touching points -- ­­that the larger banks offer,” said Paul Van Ostenbridge, President and CEO of ASB. Some of these technological services include mobile apps, mobile web (or text) banking for ease, along with remote deposit capture, plus Interactive Teller Machines, which combine ATM functions with access to a live teller and cash recyclers, allowing for personalized service and enhanced security features.

While more and more people are choosing to conduct their banking matters on handheld devices, we never stop emphasizing our promise of being good stewards and delivering exceptional service at each of our touchpoints. As a result, we are truly living our mission of being “faithful to our customers.”