Please be advised that our branch offices will be closed on Mon., Jan. 21, 2019, in observance of Martin Luther King Jr. Day, although our Electronic Banking & Customer Service Departments will be available to assist you with your banking needs from 8:30am-2:30pm. Our Online and Mobile Banking Services as well as our ATM machines are available 24/7 for your convenience. Thank you for choosing us to be your financial partner!

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READY RESERVE LOANS

Our Ready Reserve Loan is a credit line to help you avoid overdrafts on your personal checking account. Loan advances* to your checking account are transferred in exact amounts when checks, ATM transactions or point-of-sale withdrawals are made in excess of account balances up to the credit line available.

  • Payments automatically deducted from your checking account on the due date (10 days following the statement date)
  • Monthly statements provided will show transfers, payments and credits made to your account during the billing cycle
  • Credit approval is required and interest charges will apply
  • Finance charge billed monthly