READY RESERVE LOANS
Our Ready Reserve Loan is a credit line to help you avoid overdrafts on your personal checking account. Loan advances* to your checking account are transferred in exact amounts when checks, ATM transactions or point-of-sale withdrawals are made in excess of account balances up to the credit line available.
- Payments automatically deducted from your checking account on the due date (10 days following the statement date)
- Monthly statements provided will show transfers, payments and credits made to your account during the billing cycle
- Credit approval is required and interest charges will apply
- Finance charge billed monthly
*A $5 transaction fee will be assessed for each advance.