Minimum Term to Earn Interest APY Interest Rate
22 Month Power at maturity, reverts to an '18 Month Power CD' 2.60% 2.57%

Special 22 Month Power CD

  • Minimum daily balance is $500.00 to earn the APY. The maximum deposit(s) cannot exceed $220,000.00.
  • Interest is compounded daily and credited semi-annually
  • Rates may be increased one time during the term at the customer's option*
  • Cannot be combined with other promotional offers
  • Fees may reduce earnings
  • Penalties for early withdrawal
  • Additional deposit may be added to the certificate one time during the term at the customer's option. Additional deposit may be equal to, but not greater than, the initial deposit, as long as the total deposits do not exceed $220,000.00.
minimum balance to earn interest apy interest rate
$50.00 0.10% 0.10%

IRA Variable Rate Savings

  • Minimum daily balance $50.00 to earn APY
  • Interest is compounded daily and credited monthly
  • We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate of the principal in the account each day.
  • Rates subject to change at any time
  • Preauthorized transfers from the account are not permitted
  • See your IRA or other tax qualified plan disclosure
Minimum Term to Earn Interest APY Interest Rate
Special 30 Month Power at maturity, reverts to a '24-35 Month IRA CD' 1.75% 1.73%

Special 30 Month Power IRA

  • Minimum daily balance $500.00 to earn APY
  • Rate may be increased one time during the term at the customer's option*
  • Interest is compounded daily and credited semi-annually
  • See your IRA or other tax qualified plan disclosure
  • Early withdrawal penalties may apply
  • Additional deposit may be added to the certificate one time during the term at the customer's option. Additional deposit may be equal to, but not greater than, the initial deposit.
Minimum Term to Earn Interest APY Interest Rate
Special 22 Month Power at maturity, reverts to an '18 Month Power IRA CD' 2.60% 2.57%

Special 22 Month Power IRA

  • Minimum daily balance is $500.00 to earn the APY. The maximum deposit(s) cannot exceed $220,000.00.
  • Rate may be increased one time during the term at the customer's option*
  • Interest is compounded daily and credited semi-annually
  • See your IRA or other tax qualified plan disclosure
  • Early withdrawal penalties may apply
  • Additional deposit may be added to the certificate one time during the term at the customer's option. Additional deposit may be equal to, but not greater than, the initial deposit, as long as the total deposits do not exceed $220,000.00.
Minimum Term to Earn Interest APY Interest Rate
18 - 23 Months 1.00% 1.00%
24 - 35 Months 1.11% 1.10%
36 - 47 Months 1.51% 1.50%
48 - 59 Months 1.61% 1.60%
60 Months 1.82% 1.80%

IRA Power Certificates of Deposit

  • Minimum daily balance $500.00 to earn APY
  • Rate may be increased one time during the term at the customer's option*
  • Additional deposit may be added to the certificate one time during the term at the customer's option. Additional deposit may be equal to, but not greater than, the initial deposit.
  • Early withdrawal penalties may apply
  • Interest rate may vary
  • Interest is compounded daily and credited semi-annually
  • See your IRA or other tax qualified plan disclosure
Minimum Term to Earn Interest APY Interest Rate
180 - 364 Days 0.20% 0.20%
12 Months 0.50% 0.50%
18 - 23 Months 0.60% 0.60%
24 - 35 Months* 0.70% 0.70%
36 - 47 Months* 0.75% 0.75%
48 - 60 Months* 1.00% 1.00%

IRA Certificates of Deposit

  • Minimum daily balance $500.00 to earn APY
  • 180 day certificate is compounded daily and paid at maturity
  • Certificates 12 months and greater - interest is compounded daily and credited semi-annually
  • Early withdrawal penalties may apply
  • See your IRA or other tax qualified plan disclosure
Minimum Term to Earn Interest APY Interest Rate
Special 30 Month Power at maturity, reverts to a '24-35 Month CD' 1.51% 1.50%

Special 30 Month Power CD

  • Minimum daily balance $500.00 to earn APY
  • Rates may be increased one time during the term at the customer's option*
  • Interest is compounded daily and credited semi-annually.
  • Fees may reduce earnings
  • Early withdrawal penalties may apply
  • Additional deposit may be added to the certificate one time during the term at the customer's option. Additional deposit may be equal to, but not greater than, the initial deposit.
Minimum Term to Earn Interest APY Interest Rate
18 - 23 Months 1.00% 1.00%
24 - 35 Months 1.11% 1.10%
36 - 47 Months 1.26% 1.25%
48 - 59 Months 1.51% 1.50%
60 Months 1.70% 1.69%

Power Certificates of Deposit

  • Minimum daily balance $500.00 to earn APY
  • Rate may be increased one time during the term at the customer's option*
  • Early withdrawal penalties may apply
  • Additional deposit may be added to the certificate one time during the term at the customer's option. Additional deposit may be equal to but no greater than the initial deposit.
  • Interest rate may vary
  • Interest is compounded daily and credited semi-annually
Minimum Term to Earn Interest APY Interest Rate
20 Month 0.60% 0.60%
30 Month 0.70% 0.70%

Power Flex CDs

  • Minimum daily balance $10,000.00 to earn APY
  • Rate may be increased one time during the term at the customer's option*
  • Early withdrawal penalties may apply
  • Interest is compounded daily and credited semi-annually
  • Interest rate may vary
  • Maximum amount $250,000.00
  • After the account is opened you may make one (1) withdrawal, one (1) time during each calendar month, other than earnings posted to the account, until maturity date. The minimum withdrawal amount is $1,000.00. You must maintain a balance of $10,000.00 at all times to avoid penalty. You may add to the certificate one (1) time during each calendar month with a minimum deposit amount of $1,000.00.
Minimum Term to Earn Interest APY Interest Rate
30 - 89 Days 0.10% 0.10%
90 - 179 Days 0.10% 0.10%
180 - 364 Days 0.20% 0.20%
12 - 17 Months 0.50% 0.50%
18 - 23 Months* 0.45% 0.45%
24 - 35 Months* 0.70% 0.70%
36 - 47 Months* 0.75% 0.75%
48 - 60 Months* 0.85% 0.85%

Certificates of Deposit

  • Minimum daily balance $500.00 to earn APY
  • Certificates 30 days through 364 days - simple interest paid at maturity
  • Certificates 12 - 60 months interest is compounded daily and credited semi-annually
  • Early withdrawal penalties may apply