Minimum Term to Earn Interest APY Interest Rate
13 Month Club CD at maturity, reverts to a '12 Month CD' 2.38% 2.35%
25 Month Club CD at maturity, reverts to a '24 Month CD' 2.84% 2.80%

Club CDs

  • Minimum daily balance of $500.00 to earn APY
  • Interest is compounded daily and credited semi-annually
  • The maximum deposit cannot exceed $1,000,000.00
  • Early withdrawal penalties may apply
  • Interest rates may vary
  • Accounts are limited to one (1) per social security number or tax identification number
Minimum Term to Earn Interest APY Interest Rate
Special 19 Month Power CD at maturity, reverts to a '18 Month Power CD' 2.43% 2.40%

Special 19 Month Power CD

  • Minimum daily balance of $500.00 to earn APY
  • Rates may be increased one time during the term at the customer's option*
  • Interest is compounded daily and credited semi-annually
  • Early withdrawal penalties may apply
  • Interest rate may vary
  • Cannot be combined with other promotional offers, such as Clubs
  • Additional deposit may be equal to, but not greater than the initial deposit, as long as the total deposits do not exceed $1,000,000.00
MINIMUM TERM TO EARN INTEREST APY INTEREST RATE
Special 13 Month at maturity, reverts to a '12 Month CD' 2.12% 2.10%

Special 13 Month CD

  • Minimum daily balance of $500.00 to earn APY
  • Interest is compounded daily and credited semi-annually
  • The maximum deposit cannot exceed $1,000,000.00
  • Early withdrawal penalties may apply
  • Interest rate may vary
MINIMUM TERM TO EARN INTEREST APY INTEREST RATE
Special 25 Month at maturity, reverts to a '24 Month CD' 2.33% 2.30%

Special 25 Month CD

  • Minimum daily balance of $500.00 to earn APY
  • Interest is compounded daily and credited semi-annually
  • The maximum deposit cannot exceed $1,000,000.00
  • Early withdrawal penalties may apply
  • Interest rate may vary
Minimum Term to Earn Interest APY Interest Rate
18 - 23 Months 1.00% 1.00%
24 - 35 Months 1.11% 1.10%
36 - 47 Months 1.26% 1.25%
48 - 59 Months 1.51% 1.50%
60 Months 1.70% 1.69%

Power Certificates of Deposit

  • Minimum daily balance $500.00 to earn APY
  • Rate may be increased one time during the term at the customer's option*
  • Early withdrawal penalties may apply
  • Additional deposit may be added to the certificate one time during the term at the customer's option. Additional deposit may be equal to but no greater than the initial deposit.
  • Interest rate may vary
  • Interest is compounded daily and credited semi-annually
Minimum Term to Earn Interest APY Interest Rate
20 Months 0.60% 0.60%
30 Months 0.70% 0.70%

Power Flex CDs

  • Minimum daily balance $10,000.00 to earn APY
  • Rate may be increased one time during the term at the customer's option*
  • Early withdrawal penalties may apply
  • Interest is compounded daily and credited semi-annually
  • Interest rate may vary
  • Maximum amount $250,000.00
  • After the account is opened you may make one (1) withdrawal, one (1) time during each calendar month, other than earnings posted to the account, until maturity date. The minimum withdrawal amount is $1,000.00. You must maintain a balance of $10,000.00 at all times to avoid penalty. You may add to the certificate one (1) time during each calendar month with a minimum deposit amount of $1,000.00.
Minimum Term to Earn Interest APY Interest Rate
30 - 89 Days 0.10% 0.10%
90 - 179 Days 0.10% 0.10%
180 - 364 Days 0.20% 0.20%
12 - 17 Months 0.50% 0.50%
18 - 23 Months* 0.45% 0.45%
24 - 35 Months* 0.70% 0.70%
36 - 47 Months* 0.75% 0.75%
48 - 60 Months* 0.85% 0.85%

Certificates of Deposit

  • Minimum daily balance $500.00 to earn APY
  • Certificates 30 days through 364 days - simple interest paid at maturity
  • Certificates 12 - 60 months interest is compounded daily and credited semi-annually
  • Early withdrawal penalties may apply
Minimum Term to Earn Interest APY Interest Rate
13 Month Club IRA at maturity, reverts to a '12 Month IRA' 2.38% 2.35%
25 Month Club IRA at maturity, reverts to a '24 Month IRA' 2.84% 2.80%

Club IRAs

  • Minimum daily balance of $500.00 to earn APY
  • Interest is compounded daily and credited semi-annually
  • The maximum deposit cannot exceed $1,000,000.00
  • Early withdrawal penalties may apply
  • Accounts are limited to one (1) per social security number or tax identification number
  • Interest rates may vary
  • See your IRA or other tax qualified plan disclosure
Minimum Term to Earn Interest APY Interest Rate
Special 19 Month Power IRA at maturity, reverts to a '18 Month Power IRA' 2.43% 2.40%

Special 19 Month Power IRA

  • Minimum daily balance of $500.00 to earn APY
  • Rate may be increased one time during the term at the customer's option*
  • Additional deposit may be equal to, but not greater than the initial deposit, as long as the total deposits do not exceed $1,000,000.00
  • Interest is compounded daily and credited semi-annually
  • Early withdrawal penalties may apply
  • Interest rate may vary
  • Cannot be combined with other promotional offers, such as Clubs
  • See your IRA or other tax qualified plan disclosure
Minimum Term to Earn Interest APY Interest Rate
Special 13 Month at maturity, reverts to a '12 Month IRA' 2.12% 2.10%

Special 13 Month IRA

  • Minimum daily balance of $500.00 to earn APY
  • Interest is compounded daily and credited semi-annually
  • The maximum deposit cannot exceed $1,000,000.00
  • Early withdrawal penalties may apply
  • Interest rate may vary
  • See your IRA or other tax qualified plan disclosure
MINIMUM TERM TO EARN INTEREST APY INTEREST RATE
Special 25 Month at maturity, reverts to a '24 Month IRA' 2.33% 2.30%

Special 25 Month IRA

  • Minimum daily balance of $500.00 to earn APY
  • Interest is compounded daily and credited semi-annually
  • The maximum deposit cannot exceed $1,000,000.00
  • Early withdrawal penalties may apply
  • Interest rate may vary
  • See your IRA or other tax qualified plan disclosure
Minimum Term to Earn Interest APY Interest Rate
18 - 23 Months 1.00% 1.00%
24 - 35 Months 1.11% 1.10%
36 - 47 Months 1.51% 1.50%
48 - 59 Months 1.61% 1.60%
60 Months 1.82% 1.80%

IRA Power Certificates of Deposit

  • Minimum daily balance $500.00 to earn APY
  • Rate may be increased one time during the term at the customer's option*
  • Additional deposit may be added to the certificate one time during the term at the customer's option. Additional deposit may be equal to, but not greater than, the initial deposit.
  • Early withdrawal penalties may apply
  • Interest rate may vary
  • Interest is compounded daily and credited semi-annually
  • See your IRA or other tax qualified plan disclosure
Minimum Term to Earn Interest APY Interest Rate
180 - 364 Days 0.20% 0.20%
12 Months 0.50% 0.50%
18 - 23 Months* 0.60% 0.60%
24 - 35 Months* 0.70% 0.70%
36 - 47 Months* 0.75% 0.75%
48 - 60 Months* 1.00% 1.00%

IRA Certificates of Deposit

  • Minimum daily balance $500.00 to earn APY
  • 180 day certificate is compounded daily and paid at maturity
  • Certificates 12 months and greater - interest is compounded daily and credited semi-annually
  • Early withdrawal penalties may apply
  • See your IRA or other tax qualified plan disclosure
minimum balance to earn interest apy interest rate
$50.00 0.10% 0.10%

IRA Variable Rate Savings

  • Minimum daily balance $50.00 to earn APY
  • Interest is compounded daily and credited monthly
  • We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate of the principal in the account each day.
  • Rates subject to change at any time
  • Preauthorized transfers from the account are not permitted
  • See your IRA or other tax qualified plan disclosure