Please be advised that our branch offices will be closed on Mon., Jan. 21, 2019, in observance of Martin Luther King Jr. Day, although our Electronic Banking & Customer Service Departments will be available to assist you with your banking needs from 8:30am-2:30pm. Our Online and Mobile Banking Services as well as our ATM machines are available 24/7 for your convenience. Thank you for choosing us to be your financial partner!

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Minimum Term to Earn Interest APY Interest Rate
Special 30 Month Power at maturity, reverts to a '24-35 Month CD' 1.51% 1.50%

Special 30 Month Power CD

  • Minimum daily balance $500.00 to earn APY
  • Rates may be increased one time during the term at the customer's option*
  • Interest is compounded daily and credited semi-annually
  • Fees may reduce earnings
  • Early withdrawal penalties may apply
  • Additional deposit may be added to the certificate one time during the term at the customer's option. Additional deposit may be equal to, but not greater than, the initial deposit.
Minimum Term to Earn Interest APY Interest Rate
22 Month Power at maturity, reverts to an '18 Month Power CD' 2.60% 2.57%

Special 22 Month Power CD

  • Minimum daily balance is $500.00 to earn the APY. The maximum deposit(s) cannot exceed $220,000.00.
  • Interest is compounded daily and credited semi-annually
  • Rates may be increased one time during the term at the customer's option*
  • Cannot be combined with other promotional offers
  • Fees may reduce earnings
  • Penalties for early withdrawal
  • Additional deposit may be added to the certificate one time during the term at the customer's option. Additional deposit may be equal to, but not greater than, the initial deposit, as long as the total deposits do not exceed $220,000.00.
Minimum Term to Earn Interest APY Interest Rate
18 - 23 Months 1.00% 1.00%
24 - 35 Months 1.11% 1.10%
36 - 47 Months 1.26% 1.25%
48 - 59 Months 1.51% 1.50%
60 Months 1.70% 1.69%

Power Certificates of Deposit

  • Minimum daily balance $500.00 to earn APY
  • Rate may be increased one time during the term at the customer's option*
  • Early withdrawal penalties may apply
  • Additional deposit may be added to the certificate one time during the term at customer's option. Additional deposit may be equal to but no greater than the initial deposit*
  • Interest rate may vary
  • Interest is compounded daily and credited semi-annually
Minimum Term to Earn Interest APY Interest Rate
20 Month 0.60% 0.60%
30 Month 0.70% 0.70%

Power Flex CDs

  • Minimum daily balance $10,000.00 to earn APY
  • Rate may be increased one time during the term at the customer's the option*
  • Early withdrawal penalties may apply
  • Interest is compounded daily and credited semi-annually
  • Interest rate may vary
  • Maximum amount $250,000.00
  • After the account is opened you may make one (1) withdrawal, one (1) time during each calendar month, other than earnings posted to the account, until maturity date. The minimum withdrawal amount is $1,000.00. You must maintain a balance of $10,000.00 at all times to avoid penalty. You may add to the certificate one (1) time during each calendar month with a minimum deposit amount of $1,000.00.
Minimum Term to Earn Interest APY Interest Rate
30 - 89 Days 0.10% 0.10%
90 - 179 Days 0.10% 0.10%
180 - 364 Days 0.20% 0.20%
12 - 17 Months 0.50% 0.50%
18 - 23 Months* 0.45% 0.45%
24 - 35 Months* 0.70% 0.70%
36 - 47 Months* 0.75% 0.75%
48 - 60 Months* 0.85% 0.85%

Certificates of Deposit

  • Minimum daily balance $500.00 to earn APY
  • Certificates 30 days through 364 days - simple interest paid at maturity
  • Certificates 12 - 60 months interest is compounded daily and credited semi-annually
  • Early withdrawal penalties may apply