Please be advised that our branch offices will be closed on Mon., Jan. 21, 2019, in observance of Martin Luther King Jr. Day, although our Electronic Banking & Customer Service Departments will be available to assist you with your banking needs from 8:30am-2:30pm. Our Online and Mobile Banking Services as well as our ATM machines are available 24/7 for your convenience. Thank you for choosing us to be your financial partner!

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Overdraft Protection

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  • Overdraft Protection (ODP): A transfer category where the objective is to ensure the primary account does not receive overdraft or insufficient funds charges.
  • Zero Balance Account:  A transfer category’s objective is to get the primary account’s balance to zero when nightly processing is complete. This is a combination of Excess Balance and Maintain Minimum transfers.